Dec/ 30/ 2025 |
As a credit card holder in the USA, finding an unfamiliar charge from years past can be shocking, especially if it relates to a forgotten service or—worse—fraudulent activity. Many cardholders assume they can immediately file a dispute and reclaim their
Oct/ 31/ 2025 |
Overview Chargebacks with the reason code “Not as Described” or “Defective” can hit your business hard—especially if you’re not prepared to fight back. In 2025, customer expectations are higher than ever, and so are the risks of abuse. This guide
Oct/ 28/ 2025 |
Chargebacks were originally designed to protect consumers—but in 2025, they’re increasingly being misused. Chargeback abuse (also known as “friendly fraud”) has become a serious concern for U.S. businesses, especially those in eCommerce, travel, and high-risk verticals. If left unchecked, it
Oct/ 27/ 2025 |
Chargebacks are a persistent challenge for travel businesses in the U.S., especially in 2025 where fraud, cancellations, and customer disputes are more common than ever. From airfare to hotel bookings, any point of transaction can trigger a reversal request—putting your
Oct/ 26/ 2025 |
Chargebacks can be a nightmare for U.S. businesses, especially when not addressed quickly and efficiently. With the right strategy and tools, you can resolve chargebacks faster, recover lost revenue, and maintain healthy payment processor relationships. In this guide, we’ll explore
Oct/ 25/ 2025 |
Chargebacks are a reality for businesses that accept credit cards, and American Express (AMEX) has its own distinct process and set of reason codes. Understanding how AMEX chargebacks work in 2025—along with the protection programs available—can help you proactively manage
Oct/ 22/ 2025 |
Chargebacks labeled as “transaction went wrong” often arise when customers experience technical glitches, failed payments, or unclear transaction outcomes. These disputes are common in ecommerce, especially when proper communication or confirmation is lacking. To successfully manage these chargebacks, merchants must
Oct/ 20/ 2025 |
Chargebacks can disrupt your cash flow—especially when they stem from “Request Copy Invalid or Illegible” claims. These occur when the cardholder’s bank receives documentation from the merchant that is unreadable, incomplete, or irrelevant. In 2025, as regulatory scrutiny and consumer
Oct/ 19/ 2025 |
Chargebacks related to cancellations and returns can be a headache for U.S. businesses. These disputes are often triggered when a customer claims to have canceled or returned a product or service, but the merchant has not processed it. In 2025,
Oct/ 18/ 2025 |
In 2025, managing chargebacks is a critical part of ensuring business continuity, especially for merchants in high-risk sectors. One of the tools businesses use to protect themselves financially from chargeback risks is reserve funds. But how do these funds work,
