Dec/ 11/ 2025 |
If you’ve ever spotted an unfamiliar or incorrect charge on your bank statement, your first instinct is likely to dispute it—a critical consumer protection mechanism often known as a chargeback. While initiating a dispute seems straightforward, the process that unfolds
Dec/ 8/ 2025 |
How Credit Card Interest Works: Mastering the Grace Period and Avoiding Daily Compounding Credit card interest can feel like a secret tax, draining your wallet faster than a leaky bucket. Many Americans pay over $1,000 yearly in interest charges that
Dec/ 4/ 2025 |
Spotting a transaction you didn’t authorize or paying for a service you never received is a sinking feeling. Whether it’s a mystery charge from a company you don’t recognize or a billing error that a merchant refuses to fix, you
Dec/ 1/ 2025 |
When a customer is unhappy with a purchase, they have two primary paths to get their money back: a refund or a chargeback. While both result in funds returning to the customer, they are fundamentally different processes with vastly unequal
Nov/ 24/ 2025 |
Discover Chargeback Time Limits: The 2025 Guide for US Merchants For US businesses, navigating chargebacks is a costly and complex challenge. Among the major card networks, Discover presents a unique set of rules and deadlines that merchants must master to
Nov/ 13/ 2025 |
The Ultimate Guide to Winning Chargeback Disputes Chargebacks are often described as a complex, aggressive, and expensive problem that impacts all types of merchants. They are not merely refunds; they are bank-initiated transaction reversals that forcibly remove funds from your
Oct/ 27/ 2025 |
Chargebacks are a persistent challenge for travel businesses in the U.S., especially in 2025 where fraud, cancellations, and customer disputes are more common than ever. From airfare to hotel bookings, any point of transaction can trigger a reversal request—putting your
Oct/ 25/ 2025 |
Chargebacks are a reality for businesses that accept credit cards, and American Express (AMEX) has its own distinct process and set of reason codes. Understanding how AMEX chargebacks work in 2025—along with the protection programs available—can help you proactively manage
Oct/ 24/ 2025 |
A Complete Guide for U.S. Merchants If you’re a U.S. business owner accepting Visa payments, understanding the chargeback time limits and reason codes in 2025 is critical for dispute prevention and revenue protection. This guide outlines what you need to
Oct/ 23/ 2025 |
Chargebacks can be a nightmare for merchants—especially when they involve PIN-based transactions. While these are generally more secure, they’re not immune to disputes. In this 2025 guide, we break down how U.S. businesses can confidently respond to and represent PIN-based
