Feb/ 3/ 2026 |
Introduction When a bank requests SSN or signer verification, it is not optional. Missing or incomplete identity data is treated as a critical KYB failure, often leading to account holds or frozen funds. This article explains what happens when SSN
Jan/ 28/ 2026 |
Introduction A business address seems simple—but for banks, it’s a critical risk signal. Address inconsistencies are among the top reasons merchant accounts get reviewed, restricted, or frozen. In this guide, we explain which address issues trigger freezes and how merchants
Jan/ 16/ 2026 |
Introduction Merchant account holds don’t happen randomly. In almost every case, the trigger is a KYB failure that signals uncertainty or risk to the bank. In 2026, KYB monitoring is continuous—not just at onboarding. This guide breaks down the most
Jan/ 13/ 2026 |
Introduction Few things are more damaging to a business than frozen merchant funds. Payroll stops, vendors go unpaid, and growth halts overnight. In 2026, banks are freezing funds more aggressively than ever due to KYB failures, dispute risk, and compliance
Jan/ 6/ 2026 |
For most business owners in the USA, the term “fraud” conjures images of shadowy hackers stealing credit card numbers. However, there is a much more common threat originating from within your own customer base. Often called an oxymoron, friendly fraud
Jan/ 2/ 2026 |
Credit card fraud detection is a critical priority for American businesses and consumers alike, especially as fraud rates have more than doubled since the COVID-19 pandemic. In 2023 alone, approximately 11.5 percent of credit card owners in the United States
Dec/ 26/ 2025 |
In the dynamic world of e-commerce and retail in the United States, managing transactions requires vigilance, and few issues disrupt operations and cut into profits as significantly as chargebacks. A chargeback is far more than a simple refund; it is
Dec/ 23/ 2025 |
The Essential Partner in Your Card Processing Success Every business in the USA that accepts credit or debit card payments relies on a critical, often behind-the-scenes player: the Merchant Acquirer, also known as the acquiring bank or payment acquirer. In
Dec/ 19/ 2025 |
In the fast-paced world of digital commerce, encountering a suspicious charge on your financial statement is unfortunately common. Whether you’re dealing with a simple billing error or a serious case of unauthorized activity, knowing how to file a payment dispute
Dec/ 16/ 2025 |
You’re scrolling through old bank statements or checking your credit report when suddenly, a charge jumps out at you—a recurring fee that should have been canceled, a mysterious payment you never authorized, or perhaps a fraudulent transaction from years ago.
