PIN entry during a secure card transaction

An Easy Guide for PIN-Based Transaction Chargeback Representment (2025)

Oct/ 23/ 2025 |

Chargebacks can be a nightmare for merchants—especially when they involve PIN-based transactions. While these are generally more secure, they’re not immune to disputes. In this 2025 guide, we break down how U.S. businesses can confidently respond to and represent PIN-based